This credit ban was implemented with short term notice as an emergency order. The emergency order currently lasts for 120 days and the Insurance Commissioner is trying to extend the order for 3 years. All indications are that the intent is for this credit ban to be a permanent change in Washington state. Please keep in mind that the Insurance Commissioner is an elected official in Washington state. We encourage you to share any feedback with your State Senator here or with the Insurance Commissioner’s office here.