Assisted Living Insurance

Coverage Highlights

PCF Insurance Services of the West, LLC is one of the leading insurers of Assisted Living Facilities, including nursing home, continuing care retirement communities, intermediate care, skilled care, and independent living. Currently our brokerage handles over 700 facilities across the country.

For property and liability protection, PCF Insurance Services offers the most comprehensive coverages available and a wide variety of endorsements and special additional coverages to customize your insurance plan. Our program is the only one in the market place that offers earthquake and flood at no additional charge.

You ’ll find that PCF Insurance Services is dedicated to assisting you with safety, security, and other risk management needs. Through our resources, you can access a wealth of knowledge to help prevent injuries, reduce liability exposures, and meet regulatory requirements. We also offer multi-facility discounts to those who qualify.

Liability Coverage Highlights

Occurrence & Claims Made Form policies with the following coverages are available:

  • $1,000,000/ $3,000,000 General Liability limits
  • $1,000,000/ $3,000,000 Professional Liability limits
  • $5,000 deductibles up to $50,000
  • $1,000,000/ $3,000,000 Abuse Limits
  • Defense Costs outside the limits
  • Punitive Damages
  • Employee Benefits Liability

Property Coverage Highlights

  • Earthquake & Flood Included at no additional charge
  • Replacement Cost Coverage on Agreed Value basis
  • Blanket Building & Contents Limit
  • Tenant Contents Coverage
  • Patient & Tenant Relocation Expense Coverage
  • Spoilage Coverage for Refrigerated Prescriptions
  • Low deductibles on property, earthquake and flood

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